function validate(contact) {
var passed = true;

if (contact.full_name.value == "") {
passed = false;
window.alert("Please enter your full name");
contact.full_name.focus();
return false;
}

if (contact.full_name.value == "Full name:") {
passed = false;
window.alert("Please enter your full name");
contact.full_name.focus();
return false;
}

if (contact.email_address.value == "") {
passed = false;
window.alert("Please enter your email address");
contact.email_address.focus();
return false;
}

if (contact.email_address.value == "Email:") {
passed = false;
window.alert("Please enter your email address");
contact.email_address.focus();
return false;
}

if (contact.phone_number.value == "") {
passed = false;
window.alert("Please enter your phone number");
contact.phone_number.focus();
return false;
}

if (contact.phone_number.value == "Phone number:") {
passed = false;
window.alert("Please enter your phone number");
contact.phone_number.focus();
return false;
}

if (contact.best_time.value == "") {
passed = false;
window.alert("Please specify the best time for us to contact you");
contact.best_time.focus();
return false;
}

if (contact.current_delinquent.value == "") {
passed = false;
window.alert("Please specify whether you are current or delinquent");
contact.current_delinquent.focus();
return false;
}

window.status=passed;
return window.status;
}